The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 1 Harvard Avenue, a rare offering in the heart of Roncesvalles. Situated on a generous corner lot, this detached Edwardian-era home is a legal three-unit property, featuring 2,149 sqft. above grade living, 4+1 bedrooms, 3 full bathrooms, two parking spaces, and a detached garage where historic character meets extraordinary potential. Whether your goal is to generate rental income, create independent living spaces, or transform the entire property into a spectacular single-family home, the possibilities are endless. Upstairs, the beautifully renovated second floor blends historic charm with contemporary European design. Rich chevron hardwood floors, two well-appointed bedrooms, a sleek kitchen with minimalist dark cabinetry, and a stunning bathroom featuring geometric tilework, an enamelled cast-iron bathtub, TOTO toilet, and GROHE fixtures offer sophisticated, move-in-ready living. The third floor is a private retreat featuring herringbone hardwood floors, distinctive sloped ceilings, a contemporary ensuite with a glass-enclosed shower, and a private balcony. With kitchen and laundry rough-ins already in place, this level offers exciting potential for an independent living unit, subject to separating the existing private entrance. The main floor remains an unfinished blank canvas that features original stained-glass, bay windows, soaring ceilings, and intricate woodwork - awaiting your vision to bring it to life. Extensive structural work has been completed throughout the home with every joist sistered and every floor leveled. The main floor ceilings are exposed, giving buyers maximum flexibility and a valuable head start on the next phase of renovations. The treelined exterior includes a detached garage, parking for two vehicles and a long rear driveway located within the property boundaries, subject to a right-of-way for the adjacent homes. All this in one of Toronto's most coveted west-end pockets. Come see this gem for yourself and get into Harvard!
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$5,884/mo
Mortgage (principal + interest)$5,234
Property taxFrom listing: $7,804/yr$650
Minimum $114,900 down for this price; the slider moves in whole percent, starting at 9%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$279,800
Ontario land transfer taxProvincial brackets, no first-time refund$24,455
Toronto land transfer taxMunicipal brackets, no first-time refund$24,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$331,510
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Toronto adds its own land transfer tax; first-time buyers can get up to $4,475 back on it.
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
