The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
A classic Algonquin Park cottage with the sought-after convenience of drive-to access! Located on Rock Lake Road, this rustic three-bedroom, three-season retreat offers easy seasonal access without the need for a boat ride-an exceptional feature for family getaways, bringing in supplies and welcoming guests. Cherished by the same owner for more than 35 years, this waterfront cottage on Whitefish Lake is ready for its next chapter of family memories.Vaulted ceilings create an airy, inviting atmosphere, while the screened-in Muskoka room offers the perfect setting for morning coffee, relaxed meals and peaceful evenings surrounded by nature. Just steps from the cottage, the direct waterfront invites you to enjoy great fishing, paddling and quiet moments beside the water. The location is equally appealing for cycling enthusiasts, with Rock Lake Road forming part of the popular bicycle route connecting Rock Lake to Lake of Two Rivers. Enjoy a scenic ride along Whitefish Lake, through Pog Lake Campground and onward to Lake of Two Rivers-a beautiful way to explore the park right from your doorstep. With Algonquin's hiking trails, canoe routes and spectacular natural surroundings to enjoy, there is something here for every generation. Spend your days exploring and your evenings reconnecting with the people who matter most.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,219/mo
Mortgage (principal + interest)$1,119
Property taxFrom listing: $1,200/yr$100
Minimum $14,950 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$59,800
Ontario land transfer taxProvincial brackets, no first-time refund$2,960
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$65,560
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Algonquin Highlands has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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